What Money to Take First? When you retire, deciding which money to use first can be critical to your long-term financial outlook. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.